Millions of UK drivers were mis-sold PCP, HP and other car finance agreements with undisclosed commission. Our free 60-second check tells you if you may be eligible to claim.
Between 2007 and 2024, many car dealers and brokers earned commission from lenders by increasing the interest rate on your finance — often without telling you. The FCA has confirmed this practice was widespread and unfair.
Dealers were often paid more if they charged you a higher APR — meaning you may have overpaid for years.
You weren't told about the commission arrangement between the dealer and the lender.
If your finance was mis-sold, you may be entitled to reclaim interest, fees and additional compensation.
Our 60-second checker asks about your finance agreement — no documents needed to start.
Our specialists assess whether commission was likely undisclosed and if you have a potential claim.
If eligible, we act on your behalf on a No Win, No Fee basis. You do nothing else.
We look at the full picture of your finance agreement to give you an honest view on your potential claim.
We work on a No Win, No Fee basis. There are no upfront costs to start your claim — if we don't win, you don't pay a penny. If your claim succeeds, our fee is deducted from your compensation.
You may be able to complain directly to your lender or the Financial Ombudsman Service for free. Using our service may involve fees if your claim is successful.
PCP, HP, lease or personal contract purchase agreements are all in scope.
The dealer or broker didn't clearly explain what they earned from the lender.
You may have been offered a higher APR because it earned the dealer more commission.
Both new and used vehicles bought on finance by private consumers can qualify.
We combine specialist legal expertise with a modern, transparent process — so you always know where you stand.
We work with FCA-aligned firms and regulated legal partners across the UK.
Clear updates, honest assessments and no jargon at every stage of your claim.
Our team focuses only on consumer finance claims — we know these cases inside out.
Find out in 60 seconds whether you may be owed compensation.
Your data is encrypted, stored securely and never sold to third parties.
You never pay upfront. Our fee comes from the compensation, only if you win.
"The whole process was so simple. I answered a few questions and they handled the rest. Genuinely felt looked after."
"I honestly didn't think I had a claim. Turns out I was owed a significant amount. Really glad I checked."
"Clear, professional and no pressure at any stage. They kept me updated the whole way through."
Security and privacy are built into every step of the process.
Our website uses advanced SSL technology to protect your information at every step.
All personal data is handled in strict accordance with UK GDPR and the Data Protection Act 2018.
We've securely processed thousands of client enquiries — your privacy is our top priority.
Free, no-obligation eligibility check. Takes about 60 seconds.